Short Sale, Preforeclosure, and Bank owned Information in the Bay Area

Spacious bank owned, home in twin bridges golf course community,6 bedrooms with 2759 living square feet, 4 bathrooms 2 bedrooms ,2 bathrooms downstairs large kitchen with oak cabinets and a breakfast bar, tile counters, family room with fireplace, formal dining, central air conditioning,marble entry, and hardwood floors. Get prequalified , . Call for a viewing at 209-556-3965

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Please take the time and welcome Tiffany Touchstone to Active Rain. She referred me a client that is relocating to Santa Clara County, and I asked her how she found me. She said found me online (so blogging does payoff, woo hoo)I immediatley said great I will help your clients and I encouraged her to join Active Rain, and here she is. VIEW TIFFANY'S PROFILE AND SEND HER A WARM WELCOME

MY NEW OUTSIDE BLOG

I finally jumped on the outside blog opportunity and I hope to have a postive experience like the other testimonials I read that prompted me to move forward and get it. Of course I did not take advantage of the free outside blog when it was available but it sounds like this is a great opportunity for more traffic and to stay in contact with past, present, and current clients. Any tips or suggestions with my outside blog please let me know.

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IS YOUR LOAN WITH WACHOVIA?

If you or someone you know has a Wachovia Home Loan and has a hardship and can no longer afford their mortgage you could qualify for a short sale or loan modification. I'm in direct contact with Wachovia's Loss Mitigator and he encouraged us Realtors to spread the word that they get  and know that time is of the essence when selling a home.

TIME FRAME FOR AN APPROVAL WITH A WACHOVIA SHORT SALE

The time frame that was quoted to me after listing your home and getting a qualified buyer to purchase your home is approximatley 7 days, and an average of 45 days to close depending on if there is just Wachovia as the first lien holder and if there is a junior lien involved as well.

YES YOU CAN LIST YOUR HOME AND TRY TO GET A LOAN MODIFICATION AT THE SAME TIME

The Loss Mitigator is approximatley 5 minutes from my office which means I can be in direct contact with what's going on with the short sale process. The loan modification is encouraged also if you want to stay in your home and even if you're behind on your payments you might still qualify. You can list your home and get the loan modification process at the same time and the decision will be made whether you are a candidate or not for the loan modification or the short sale. If you're currently unemployed and or do not want to stay in your home your best solution will be to short sale your home and salvage your credit.

PREQUALIFY TODAY FOR A SHORT SALE OR LOAN MODIFICATION

If you need help immediatley call 209-556-3965

If you have been thinking about buying a home and one of the reasons you have not is because of job security continue to read this. The California Association of Realtors is offering mortgage protection for home buyers whom have not owned a home or purchased a home in the last 3 years. And if you lose your job you could be eligible for payments up to $1500 dollars for six months.

CLICK HERE TO SEE IF YOU QUALIFY

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I have a current short sale with Countrywide and it's a townhouse in the city of Brentwood. Is it typical for the lenders to only pay back property taxess and not the delinquent HOA dues? If or if not have you had any experience with any lenders forgiving the HOA dues that are owed? I'm trying to negotiate the dues but I was told immediatley that they do not pay them at all.

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